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After

Home is a total loss in Draper, UT.

Different types of insurance coverages for homeowners.

Depending on the damage a home might be declared a "total loss" by the insurance adjuster. The meaning of a total loss is that it would cost more to restore the home than to start over. The insurance will then pay out the entire sum of the coverage for the structure to be rebuilt.

The content in the home is covered by a separate insurance for the homeowner. Not all the items in the home burned and therefore can be cleaned and restored. The second pictures shows seven boxes of clothes, a fridge, and a few other items that were cleaned and given back to the homeowner.